Between tax refunds and direct deposits from employers, it seems like everyone wants your checking account information these days. And many checking accounts seem to require that you have the funds to make a big deposit in order to get one.

Deposit your check with Altra Mobile Deposit and it goes into your account within about a minute. Please read disclosure for exceptions to “Real Time”. All checks deposited through Altra Mobile Deposit must be endorsed with your signature in the designated endorsement area and must include the words “For mobile deposit – Altra.”. Of digital banking tools, mobile deposits are completely free. How to Make a Mobile Deposit. Sign the back of your check. Take a photo of the front and back of your signed check. Upload your check into the Axos Bank mobile app. Fast, Secure, and Free. Mobile banking that's built for you. PNC customers deposit on average over 2 million checks per month using their mobile devices! See how easily you can deposit a check right from your smartphone — quickly, conveniently, and securely with mobile deposit and our mobile banking apps.

But you can get that valuable checking account number without putting up your hard-earned cash with an instant checking account with no deposit. You just need to know where to look, and MoneyLion has you covered. You only need five minutes to set up our RoarMoney mobile banking account, and then you’ll have immediate access to your account and routing number.

Just download the MoneyLion app, add funds if you want, and set up direct deposit or link your government benefits so you can get paid.

What Is Included in a RoarMoney Account?

You probably think opening an instant checking account with no deposit means you can forget about features. That’s what’s so neat about RoarMoney.

Your RoarMoney account offers so much more than a safe and secure place to keep your money, although that shouldn’t be discounted. When you open your account, you’ll also get:

• No minimum balance requirements
• Access to over 55,000 no-fee Allpoint ATMs
• An instant virtual debit card
• A physical debit card that allows for contactless Tap & Go payments
• Debit card rewards
• Price protection so you can request a refund if the price drops after you buy.
• A spend tracker report every week

Think of this as a checking account and then some.

Is There a Minimum Balance With RoarMoney?

The minimum balance is one of the most frustrating aspects of banking. Casino welcome bonus. So many banks won’t even consider taking you on as a customer unless you have $50 or $100 to fund the account. And if your account dips below a certain amount, you pay a fee.

Fortunately, RoarMoney doesn’t have a minimum balance for opening or maintaining the account. You also won’t get charged fees if your balance drops to zero.

Does RoarMoney Come With Access to Cash Advances?

We understand that it can be frustrating when you need cash to spend. Something might come up before payday, or you just might feel like treating yourself to a nice dinner, but your bank balance is looking thin.

We have a solution for that too. We also offer access to Instacash, so you can get cash in an instant. This service will be here for you anytime you need up to $250 in your account. It’s credited to your account and you pay it back at 0% APR.

What if your credit is bad? It’s not an issue with Instacash. Just set up your account, direct your check to be deposited, and unlock Instacash without undergoing a credit check.

Cash App Mobile Check Deposit

If you set up direct deposits into your RoarMoney account, you can unlock the highest amounts of Instacash. The extra $250 can be a real lifesaver when times are tough, so check it out today!

How Soon Can I Use My Instant Checking Account?

You probably equate opening a checking account with playing the waiting game, but that isn’t the case with RoarMoney. Your account is ready to use as soon as you open it.

If you have an external checking account, you can use it to fund your RoarMoney account. As soon as you deposit funds with a direct deposit, external account transfer, or cash deposit, you can use your virtual debit card and we’ll pop your debit card in the mail to you.

We even have you covered if you have a paper check. Use the Ingo Money app to snap a picture, and we’ll deposit the check for you.

Do you need to fund your account with cash? We have a solution for you.

You can add funds at one of over 90,000 Green Dot locations. Green Dot is available at retailers such as Walmart and Dollar General. Give the cashier cash and then swipe or tap your MoneyLion Debit Mastercard to load it. It takes about 10 minutes for the cash to appear.

Get Ready for Financial freedom With an Instant Checking Account

A RoarMoney account provides the change you need to get your finances on track. Instead of worrying about minimum deposits and hidden fees, you are in control and have more spending power.

Begin by opening a RoarMoney account. Set up direct deposit so that you’ll have access to Instacash, and then you never have to worry about hidden expenses derailing your financial future.

• Use your mobile phone to deposit checks from anywhere
• Deposit up to $5,000 a day
• Get instant access to cash between $200-$5,000 (restrictions apply)

What Banks Do Mobile Deposit

1. Download the App

2. Find the Mobile Deposit Section on our mobile application

   Select Deposit from the bottom menu

   Choose to deposit checks.

   Photograph the front and back of the check by selecting each section.

   
   

3. Sign your check

   Remember to endorse the check and write “For mobile deposit only at Beehive FCU” and then today’s date.

   Take the picture in a well lit area.

   
   

4. Retain the check for 75 days

   You should keep the check for 75 days in case of any dispute by the check writer’s bank. Consider writing the date of deposit next to your signature as a reminder of when to discard it.

Banks With Free Mobile Deposit

Authorized by the National Credit Union Administration to serve members of The Church of Jesus Christ of Latter-day Saints in the United States. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. This credit union is federally insured by the National Credit Union Administration. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NMLS# 712470